Grants & Programs

Grants & Programs2018-10-24T14:13:30+00:00

We welcome Dundalk’s next generation!

Grants summary

Our home buyer grants are 5-year forgivable loans, applicable for closing costs and/or down payment, and they are not for first-time buyers only! The funds are first-come, first served, and our funds for 2018 have been dispersed or are committed.

We do expect funding again for 2019 home buyer grants, and we will know the details in December 2018. The steps to qualify for our funding is summarized below:

  1. Earn home buyer certification from a home ownership counseling program PRIOR to signing a purchase agreement. All adults who will be on the title and/or mortgage must be certified. Agencies are listed in the grant rules document. Note: in certain circumstances, an online course and certification may be allowed – inquire! Certification is good for 12 months.
  2. Attend one of our home buyer events – Neighborhood Close Up Tour or BE A BUYER Workshop or other home buyer event PRIOR to signing a purchase agreement. Find our events on Facebook, our home buyer event page (link), our e-newsletter (link to sign up) and our monthly Eagle ad.
  3. We encourage you to use a lender from the Maryland Mortgage Program. The State of MD funds our home buyer forgivable loan programs, and we encourage using their participating lenders.
  4. Your household gross annual income must be between 80% – 120% of the Area Median Income for your household size (adults and kids). The income chart below reflects the most recent figures from the US Department of HUD and are subject to change. Note: household incomes below 80% AMI may qualify for Baltimore County SELP.
  5. You must be the owner-occupant of the home purchased with our grant funds.

Watch for home buyer grant announcements in December here, on Facebook and in our e-news (link)

 Household   size  
















 80%   AMI       $50,350 $57,550 $64,750 $71,900 $77,700 $83,450 $89,200 $94,950
 120%   AMI