Home purchase is a big decision. You have resources.
Housing counseling agencies are certified to provide counseling and home buyer certification to Baltimore County home buyers. First-time buyers – start here! You need certification for our home buyer grant programs, Baltimore County SELP, Maryland Mortgage Program, and others. Counselors at any one of these agencies can:
- examine your budget and determine how much home you can afford
- help you build your credit
- explain the home buying process and the responsibilities of home ownership
- tell you about special programs and grants to help with closing costs, down payment
Contact these agencies, find out when their next County class will be, and when registration will open. Classes often fill in one day!
Belair-Edison Neighborhoods Inc. 3545 Belair Road, Baltimore MD 21213 410 485-8422 www.belair-edison.org
Diversified Housing Development 8025 Liberty Road, Baltimore MD 21244 410 496-1214 www.diversifiedhousing.org
HARBEL Housing Partnership 5807 Harford Road, Baltimore MD 21214 410 444-9151 www.harbel.org
Eastside Community Development Inc. 7538 Eastern Ave. East Point Mall #302, Baltimore MD 21224 410 284-9861 www.eastsidecdc.org
St. Ambrose Housing Aid Center 321 E. 25th St., Baltimore MD 21218 410 366-8550 www.stambros.org
Online certification could also work for you, under certain conditions, depending on your gross annual household income and the type of loan you plan to obtain. Ask for a more complete explanation – we recommend Framework. All certification is good for 12 months.
Our free home buyer events put the pieces of the home purchase puzzle together with an overview, lender and real estate agent expertise, and time for your questions in just 1 ½ – 2 hours. Watch for Neighborhood Close Up Tours and BE A BUYER Workshops here (link to home buyer events page) on facebook.com/dundalkusa/ and in our e-news. These events satisfy the attendance requirement (rule #2) for our own grant rules (link to grant rules .pdf).
Our home buyer partners are lending and real estate professionals who frequently work with 1st time buyers, know Dundalk, and understand your concerns. They know the available grants and programs and will guide you through the whole process. Call 410-282-0261 X2 or email to get started!