Financial Counseling Services

Jars for vacation, house, retirement and college savings with money in them

For more information:
410.282.0261 ext 107

Fill Out Our Interest Form

Housing and Financial Counseling Services

Located within the Historic Dundalk Town Center, we are dedicated to providing professional guidance for those seeking to take control of their financial future. At Dundalk Renaissance, we offer a range of financial counseling services designed to empower you with knowledge and strategies for a more secure tomorrow.

Explore the Potential:

Our counseling sessions encompass critical aspects, including:

Ready to embark on your journey to financial empowerment? It’s a seamless process:

  1. Secure your FREE financial counseling session by scheduling an appointment.
  2. Complete our interest form, offering insights that will enable our counselors to better assist you during your session.

Together, let’s turn your financial aspirations into a tangible reality.

If you have any questions about our programming please contact410.282.0261 ext 101 or email

Take Charge of Your Financial Future with Our Personalized Financial Counseling

Sonya brings a wealth of knowledge and expertise to the table, including:

  • Building essential financial skills
  • Crafting an effective debt action plan
  • Navigating budgeting and credit education
  • Exploring public assistance benefits (when applicable)

Getting started on your path to a financially empowered future is straightforward by completing our interest form to provide Sonya with valuable insights into your unique needs.

Don’t miss out on this incredible opportunity to enhance your financial outlook. Register now and let us empower you to take control of your financial future!

Explore the HECM/Reverse Mortgage Counseling Program

Dundalk Renaissance is committed to assisting income-eligible individuals and families in their quest to maintain homeownership. Our comprehensive counseling program is designed to equip individuals with the necessary knowledge about reverse mortgages, enabling informed financial decisions.

This counseling program encompasses:

  • Understanding Reverse Mortgages: Participants gain a thorough comprehension of how these financial tools operate and the potential advantages they offer.
  • Responsibilities and Obligations: The program provides guidance to ensure individuals are well-prepared for their responsibilities.
  • Budgeting and Credit Improvement: Expert assistance is available for managing budgets and enhancing credit for better financial health.
  • Loan Application Support: The program offers valuable support in navigating the loan application process with confidence.

For any inquiries or further information about the program, interested individuals can contact our experienced housing and financial team at 410.282.0261 or via email at

Dundalk Renaissance is dedicated to serving as your partner in securing a more stable financial future. Interested individuals are encouraged to reach out and connect with them today.

Foreclosure/Delinquency Counseling Program Authorization

Dundalk Renaissance is here to offer support and guidance to income-eligible individuals and families in their pursuit of maintaining their homeownership. Our counseling services cover a range of essential elements, including:

  1. Understanding the Root Cause: We discuss the circumstances that have led to default, providing a comprehensive evaluation of the situation.
  2. Exploring Assistance Programs and Alternatives: We’ll guide you through available assistance programs and alternative solutions to address your financial challenges.
  3. Budgeting and Credit Assistance: Our experts offer valuable insights and strategies to assist you in managing your budget and enhancing your credit.
  4. Application Assistance with Lenders: We provide support in the completion of lender applications, ensuring a smoother process.

If you are interested in participating in this program, please take a moment to complete our intake form. To expedite the process, make sure to upload the following documents:

  • Your most recent bank statement
  • Mortgage statementCurrent paystubs for all individuals associated with the mortgage
  • A copy of the foreclosure notice or tax sale notice


We host quarterly financial counseling workshops that provide the foundational knowledge needed to make stronger financial decisions and reach personal savings goals.  Classes typically meet on the second Tuesday of the month and include a featured partner to help identify additional tools and resources individuals can use to meet their goals.

“I took the webinar class on Money Management with Dundalk Renaissance’s Housing and Financial Counselor, Sonya…After the webinar, I really appreciated getting one-on-one personalized support!

Every suggestion that Miss Sonya gave, we did it at that moment, together. She was really supportive and helpful, we got a lot done while we were on the phone. Even things that I thought wouldn’t work, Sonya told me: ‘Just try it, you’ll be fine.’…And she was absolutely correct!

While we were on the phone together, I was able to refinance my car and open a new credit card account! Now I have a lower car payment — it went from over $600 monthly to less than $500! I’m going to use that savings to prepare for purchasing a home. Sonya at Dundalk Renaissance is really amazing.” –Denise