The Murray Family
“Great to buy new!”
Jamal Murray and his wife Dawn came to Dundalk in August 2017 via Essex and Brooklyn, NY. They are now completely at home at Admiral’s Landing, the townhome complex by K Hovnanian Homes in North Point Village, with their three girls, Victoria (17), Kayla (12) and Taylor (9).
Jamal and Dawn are surrounded by youthful energy, not from their own daughters only; Jamal teaches 9th grade algebra at Patterson High School, a 10-minute commute, and Dawn works at It Takes a Village Holistic Childcare in Middle River, where she spends her time with children ages 1 – 6. No wonder they appreciate that their home is “private, but close to everything”, with plenty of space to hang out, either as a family, or alone.
The work commutes are easy, and trips to Aldi’s and Walmart for all their essentials are just minutes from home to parking lot. Jamal also likes the ease of banking at a nearby MECU office. For family-friendly dinners, Papa’s Smokehouse and Texas Roadhouse are local favorites.
Jamal is a first-time buyer, and his search included Essex, Dundalk and Middle River. Events unfolded in perfect synergy – he learned about the advantages of home buyer certification and enrolled in classes offered by HARBEL Housing Partnership, his counselor told him about the DRC Home Buyer Grants program, and Jamal noticed the new townhomes under construction just off North Point Boulevard. Although Jamal and Dawn never thought they would be able to purchase new construction, they spoke with Sales Manager Deb Teel about financing. They found ways to trim $300/month off their spending, and the numbers worked for a townhome with payments close to what they had been paying for rent. “It’s so much more (space) than we thought we could get!”
Jamal appreciates that it’s “great to buy new!” His DIY inclinations lean toward furniture refurbishing (he finished a large hutch for the dining area) and Dawn plans to do a little painting in a few months when their new townhome has settled. They have 2 full baths and a half bath; another half bath is nearly finished with their own contractor, a money-saver K Hovnanian allows.
Now Jamal and Dawn are encouraging their friends in Essex to seriously consider home ownership. Their advice? “Be serious, be ready”, because the path they followed indeed turned a dream into a goal into a reality.