Homeowner Programs

Homeowner Programs2018-10-17T20:45:28+00:00

Vibrant Neighborhoods 0% Interest Home Loans

Since 2014, we’ve created Vibrant Neighborhoods, one home at a time.

Vibrant Neighborhoods Home Renovation Loans have given 40 homeowners deferred 0% interest loans to finance improvements they could not have managed on their own, with loans up to $10,000. Many homeowners matched the loan with their own funds to make significant improvements to their properties.

Renovated kitchens, bathrooms, retrofits to accommodate limited mobility, sagging retaining walls, leaning garages – we’ve seen (and funded) all that and more! The homeowner repays the loan (with no interest) upon sale or refinance.

Best of all, program rules required the homeowner to invest 50% of the total project to exterior improvements, so the whole neighborhood wins.

In 2018, this program is designated for our FOCUS Neighborhoods of St. Helena (Colgate Ave.) and Old Dundalk (Shipway). For 2019, we will have program details in December 2018. To learn more, call 410-282-0261 X3.

Curb Appeal Grant Program

Every time the exterior of a home is improved, the street benefits. When a block is improved, the whole neighborhood benefits. That’s the idea behind our Curb Appeal program, on select blocks in our FOCUS Neighborhoods.

In 2016, we improved the facades for a block of homes in Turner Station, and the effect was amazing! At no cost to the homeowners, we power washed 10 homes, replaced front doors, numerals, mailboxes, downspouts, railings, front fences and planted young trees.

Shipway in Old Dundalk was the 2017 focus, and 7 homes received a face lift. A select block on Colgate Ave. in FOCUS Neighborhood St. Helena is the 2018 choice for more Curb Appeal impact. Every block makes a positive difference! For 2019, program details will be determined in December 2019.

Call 410-282-0261 X3 to learn more, find out if your neighborhood qualifies, and for an application.