Quality Renovations Every Time

Vibrant Neighborhood Loans

0% Interest Loan

Dundalk Renaissance is working to restore Dundalk’s Vibrant Neighborhoods one home at a time since 2014. Our Vibrant Neighborhood Loans are 0% interest and require the borrower to invest 50% of the total project to exterior improvements. Homeowners repay the loan upon sale or refinance of the home.

Are We on Your Block?

Right now our program benefits residents of St. Helena who live on Colgate Avenue, residents of Old Dundalk who live on Shipway, and residents of Turner Station who live on Sollers Point Road.

40 Vibrant Neighborhood Loans Awarded

Since 2014

6 Vibrant Neighborhood Loans Left

0% interest loans up to $10,000 to make Dundalk a more vibrant place to live–one home at a time.

We’ve helped Dundalk’s home owners with home renovation projects that enhance the value of their home and improved their home’s curb appeal!

Get Started

Tasha Gresham-James
Housing Initiatives Manager
410.282.0261 ext 102
Tasha@DundalkUSA.org

Frequently Asked Questions

You can apply for up to $10,000 at zero % interest. You do not need to have matching funds.

You can do most anything on the interior or exterior of your house; however, 50% of the total cost of the project must be devoted to exterior improvements, renovations or repairs.

Only homeowners on Colgate Avenue in St. Helena (both City and County). Sollers Pt. Rd. in Turner Stationand Shipway in Old Dundalk can apply. Applications and loans are on a first come, first served basis.

You must submit a completed application form, estimates for the work and pictures of 3 elevations which includes: the front and rear of the home, and what is directly across the street from your home.

We do!

The homeowner is responsible for the hiring of contractors unless the homeowner prefers Dundalk Renaissnace to hire the contractor. We will do 3 inspections during the duration of the project (beginning, middle, and completion) to ensure that the funds are being used properly. The homeowner should feel free to call Dundalk Renaissance at any time for guidance.

Once you have completed the application for the Vibrant Neighborhoods Home Renovation Loan 2.0 and submitted it to Dundalk Renaissance, it will be reviewed within 10 business days. At that time, the applicant will be notified if they have been preliminarily approved. The project is then sent to the Maryland Housing Trust for project review. Once approved by MHT, applicant will be notified in writing that you have been approved and can set up a time to sign the loan agreement.

You can apply for up to $10,000 at zero % interest. You do not need to have matching funds.

You can do most anything on the interior or exterior of your house; however, 50% of the total cost of the project must be devoted to exterior improvements, renovations or repairs.

Only homeowners on Colgate Avenue in St. Helena (both City and County). Sollers Pt. Rd. in Turner Stationand Shipway in Old Dundalk can apply. Applications and loans are on a first come, first served basis.

You must submit a completed application form, estimates for the work and pictures of 3 elevations which includes: the front and rear of the home, and what is directly across the street from your home.

We do!

The homeowner is responsible for the hiring of contractors unless the homeowner prefers Dundalk Renaissnace to hire the contractor. We will do 3 inspections during the duration of the project (beginning, middle, and completion) to ensure that the funds are being used properly. The homeowner should feel free to call Dundalk Renaissance at any time for guidance.

Once you have completed the application for the Vibrant Neighborhoods Home Renovation Loan 2.0 and submitted it to Dundalk Renaissance, it will be reviewed within 10 business days. At that time, the applicant will be notified if they have been preliminarily approved. The project is then sent to the Maryland Housing Trust for project review. Once approved by MHT, applicant will be notified in writing that you have been approved and can set up a time to sign the loan agreement.

Senior Home Repair

For so many low-income residents over 60, food, medication, mortgage payments and other ‘musts’ mean home repairs are deferred. Often, hazardous situations that threaten safely and health don’t get the attention they require.

Repairs may include door repair, grab bar installation, plumbing repairs, and other safety and health projects.

This program is designed for seniors in our Focus Neighborhoods – Old Dundalk, Dun-Logan, St. Helena, Turner Station and Graceland Park– with free repairs.

Income Qualifications

Household Size Monthly Total Income Annual Total Income
1 $2,658 $31,900
2 $3,038 $36,450
3 $3,417 $41,000
4 $3,796 $45,500
5 $4,100 $39,200